ConstructionPathLot to keys

My Construction Path.Find your  

A roadmap from lot to keys: size the loan, hire the builder, bind builders risk, and get drawings a construction desk can fund.

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Modern new-construction home

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The path

Lot to keys, in six stops

ConstructionPath is a roadmap, not a pile of products. Start anywhere — each stop still has to line up with the rest of the file.

  3. 03LenderOne-close construction-to-perm, sized by DTI.
  4. 04BuilderLicensed GC and a not-to-exceed contract.
  5. 05CoverBuilders risk until the homeowners policy binds.
  6. 06KeysCO, conversion to the permanent mortgage, move-in.

Loans

Construction-to-permanent mortgages

Compare one-time close desks: Flagstar, Waterstone, U.S. Bank, and TD Bank.

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  • One close — converts at occupancy
  • Qualify on the permanent P&I
  • Licensed builder required
  • Lot equity can count toward down payment